Mortgage Stability UK

Buy-To-Let Mortgage Costs Remain Stable.

After some time, there appears to be some mortgage stability on the horizon.

According to the website ‘Property Investor Today‘, the cost of mortgages on a buy-to-let basis have remained “mostly unaffected by the second phase of Prudential Regulation Authority changes” .

Stability is much needed during these uncertain times ahead. If you are currently in the process of acquiring, or considering a mortgage to buy a property, read on.

It is also important to do your research on the news about rising interest rates on our previous blog post.

mortgage stability
Mortgage UK

Mortgage Stability

When you read the article about rising interest rates, note that LTV means “loan-to-value”, and  BTL means “buy-to-let”.

According to the article:

“The only product that now costs more is a five-year fixed BTL mortgage, which currently has a rate of 4.09% and is now 2% more expensive than it was three months ago…”

There is more specific information provided in the article. It is advised that it is read and understood.

If you do not understand the terms within the article, here is a link to Keystone IMC Ltd website to better understand mortgage related terms and phrases with this glossary of mortgage terms.

All of this can be almost like a foreign language to some people. Understand how this information will affect one with an existing mortgage, or if you are considering one.

If you learn more about mortgages and mortgage related terms, you are better prepared before you proceed.

If you are considering a buy-to-let mortgage, definitely investigate further.

It is reassuring that the the cost of mortgages on a buy-to-let basis have remained mostly unaffected, but time will tell how things transpire.

In conclusion, if you are either considering to get a mortgage, or have an existing mortgage, the Property Investor Today article is definitely worth a read.

 

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